Freedom is a feeling we wake up to each morning, in the hopes that one day it will eventually come. With hard work, persistence and long hours. There is a reason we commute to and from our job because it will help us save the money we need to one day own a piece of that freedom, maybe in the form of a house in Vancouver. But what if that freedom is a lie and it is actually about living in this very moment, right here, right now. And renting an apartment and buying a Porsche instead.
The two biggest differences between buying a house in Vancouver and buying a Porsche is that with a house, once you’ve put your downpayment of say 25% down and handcuffed yourself to a bank for the next 30 – 35 years of mortgage payments for a million dollar home, unless you’re twenty five years old your freedom is done. You have none. But buying a Porsche on the other hand and choosing where you want to live and handing that rent cheque to a landlord every month, gives you that piece of the pie immediately. And what does that freedom feel like in Vancouver?
Imagine careening around those windy curves up along highway 1 to Whistler, gearing up and down, okay sure you might think back to the “what-ifs” of home ownership in Vancouver. But that quickly fades as your heart pulses and your hair stands on end, approaching the next turn. And while your back and your hips hug the seat looking out over Howe Sound whipping by the homes below, you might feel sorry for those who chose to stay put in their monthly mortgage marriage with the bank and wait for the taste of what you have right now white knuckling the wheel.
You have a choice, you can leverage the hell out of your finances and be in eternal debt with your family and maybe even your parents who have helped you out, with a Honda Fit in the driveway of a 1.4 million dollar home. Or not. You decide. Maybe you don’t want experiences and the open road, maybe you just want a house and a garage where you can hang that poster of your Porsche that you’ll one day own.
Or if you’re lucky enough to have both, keep it to yourself and share the road.